Edgewater Nationwide

The Best Insurance for Classic Cars

/ Nadja Maril / Leave a comment

chevy55tm92905001You love your classic car.  Insurance to protect your collectible auto is important. Are you paying the lowest rate for the best coverage? At Peter B. Crilly & Associates, we offer special coverage for classic cars through a carrier that specializes in collector and classic car insurance. The benefit of classic car insurance includes lower rates and a replacement value built in to your policy, that takes into consideration that while a new car depreciates in value, a classic car  usually goes up in value.

In order  to qualify : 1) Your classic vehicle is not your daily use vehicle 2) Your vehicle should be stored in a private enclosed structure when not in use. (example: a garage) 3) The owner of the vehicle should have a good driving record and any listed drivers should have current auto insurance on a daily use vehicle.

Cars that have been modified with nitrous components, dune buggies, and cars used for camping, off-road or hauling are some of the types of cars that do not qualify for this special insurance. Want to find out more and receive a free quote. Give us a call at 410-571-1771 or 410-956-1111.

 

Why You Need Renter’s Insurance

/ Nadja Maril / Leave a comment

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Your camera is one of the personal items  that can be covered by a rental insurance policy.

Moving into your own apartment or rental house for the first time? There’s a lot to keep straight: utility bills, mail delivery, internet access. The process can be overwhelming, but don’t forget you’ll need property insurance. As you unpack your possessions and set up your new home take an inventory of what you’ve moved into your new residence. Items such as an  expensive camera. laptop computer, jewelry, ski equipment, clothing, furniture are items of value that should be insured.

Renter’s Insurance covers your belongings (clothing, books, CDs, furniture – everything) not only in your apartment but in your locked car and anywhere else you take them. It protects your things against fire and other occurrences beyond your control—including vandalism and theft.

If you thought about it at all, you may have thought insurance was the responsibility of the landlord. It’s not. The landlord’s policy covers the building only. It’s a renter’s policy that will help pay for the replacement of all your personal items.

It will also pay for an attorney and protect you in case someone gets injured while in your apartment and/or you get sued if damage caused by you impacts neighboring apartments.

Peter B.  Crilly & Associates, Nationwide Insurance can help you determine the amount of coverage you need and provide you with a free renter’s insurance quote. Renter’s insurance will protect both  your belongings and your liability exposure.. We’ll help you sort it all out. As with auto insurance, we’re big on discounts. We’ll make sure you take advantage of any discounts that are available.